Metal Roof Myths

Metal Roof Myths

While metal roofing is a great option for a new roof replacement my homeowners opt against it due to myths that make it an undesirable option. Let's go over a few myths that often keep owners from purchasing wisely.

Myth 01

Metal roofs are more susceptible to rust and corrosion. Many believe that this type of material will rust or corrode easily when it rains. However, not all metal rusts, and most metal roofs are created with corrosion- and rust-resistant metals.

Myth 02

Metal roofs are more easily damaged by hail. This is another common myth when the reality is that this material has higher-impact resistance than most other materials.

Myth 03

Metal roofs mean hotter homes in the summer. It’s very common for people to think that metal roofs will heat the home faster, but this material reflects much of the heat from the sun rather than absorbing it. In fact, the average metal roof is about 100 degrees F cooler than the average asphalt roof.

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Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

Signs You Should Replace Your Metal Roof

Signs You Should Replace Your Metal Roof

So by now, you know that metal roofs can last for a very long time, but how do you know when to replace it? Great question.

You should replace it when the painted finish has reached the 30-year mark. If something has damaged the pained finish on the panels, it will shorten the lifespan of the metal roofing standing seam. If that happens, you can always search a phrase like “standing seam roof” for solutions.

If the fasteners begin to wallow out, then it’s also time for a replacement. Due to lack of expansion, the fasteners wallow out until they’re too large for the screws that hold down the panels.

If your roof endures a heavy storm and you notice damages that threaten the integrity of the panels, it could lead to a replacement.

If you need help with your metal roof replacement reach out to Future Roof & Restoration! And don't forget to take advantage of our free roof inspection offer

See other articles


damaged roof
Signs You Should Replace Your Metal Roof
metal roof
Metal Roofing vs Asphalt Shingles: How do they compare?
repairing roof leaks
Signs It’s Time To Replace Your Roof
roofing checklist
Get Your Roof Ready For Each Season

Give Us a Call for a FREE ESTIMATE!

Future Roof Logo

Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

Metal Roofing vs Asphalt Shingles: How do they compare?

Metal Roofing vs Asphalt Shingles: How do they compare?

Previously, commercial metal roofing had only been popular amongst businesses, but lately, metal roofing for homes has been on the rise in residential communities. This roofing material takes the metal when compared to more traditional materials like asphalt shingles. Let’s compare metal roofing vs shingles you can decide which would work best for you.

Roof Style

Most homeowners think of long panels when they consider this type of roofing, but they come in many styles and are able to resemble shingles if that’s what you’d prefer. Both asphalt shingles and metal roofing come in a variety of colors in styles to suit all preferences.

Roof Cost

The price of installing asphalt shingles is typically 3 to 4 times cheaper than installing metal roofing panels. The higher metal roof cost is somewhat due to the specialized installation process

Energy efficiency

Many forms of metal roofs have special coatings that make them more energy-efficient, helping homeowners to lower costs by approximately 30%.

Roof Durability

Metal roofs are among the most durable when it comes to roofing types and can last 30-50 years with some lasting up to 70. Traditional shingles usually last between 15-30 years.

Investment Return

An asphalt shingle has about a 70% percent return while metal panels have about a 90% return.

Element Resistance

These roofs are better able to withstand heavy winds that can rip asphalt shingles off. It’s also usually resistant to mold, fire, and rust, which is why its durability is rated higher.

Repairs

Even though it's not as likely for metal roofs to acquire damage as opposed to asphalt shingles, it is, however, more difficult and costly to repair than asphalt shingles.

See other articles


damaged roof
Signs You Should Replace Your Metal Roof
metal roof
Metal Roofing vs Asphalt Shingles: How do they compare?
repairing roof leaks
Signs It’s Time To Replace Your Roof
roofing checklist
Get Your Roof Ready For Each Season

Give Us a Call for a FREE ESTIMATE!

Future Roof Logo

Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

Signs It’s Time To Replace Your Roof

Signs It’s Time To Replace Your Roof

Wouldn’t it be nice if you never had to replace your roof? How lovely would it be if it was a one-and-done type of deal? Sounds amazing right? Well… unfortunately this isn’t the case. So how do you know when it’s the right time to replace your roof? We all know that it can be quite an expense that no one wants to take head-on unless, of course, they have to. But as your friendly roofers, let us remind you that waiting until the last second could cost you more in the long run.

Many roofing issues can cause more expensive repairs later on unless they are dealt with sooner rather than later. Water can invade the attic space and damage the decking, insulation, and rafters. And if left even longer it can damage the ceilings inside the home, which can then lead to the birth and growth of mold, and it will just keep getting worse.

So when should you replace your roofing exactly? Let's dive in, shall we?

Is it Time to Replace Your Roof?

Let's dive into a few signs that could indicate that it’s time for a replacement.

Attic exposure:

Have a look inside your attic. Your attic should be sealed with no light piercing through; if you notice a light source, it could be a sign that the structure is shifting. Also, if you notice any stains or streaks then it could be an indication of water leaks.

Missing shingles:

For older roofing, missing shingles are a common sign, and, over time, the UV rays from the sun and the cycle from hot to cold then back to hot again can wear away the shingles. With the temperature fluctuating and dropping the asphalt can become brittle, and break or crack. Some might even blow clean off due to high winds.

Chimney flashing and flashing in the valleys are two areas that will need repair as soon as possible to prevent damage or leaks.

The purpose of flashing is to keep water from seeping into areas where it tends to collect or where the roofing is more vulnerable. Not attending to your flashing will leave the vulnerable areas unprotected.

Problems with flashing are usually due to age. Gradually, metal flashing can rust and will also need to be replaced. If you live in an area with frigid winters, the freeze and thawing cycle can loosen the flashing slowly over time.

Damaged flashing does not necessarily indicate that you need an entire replacement. In many scenarios, it’s possible to simply replenish the damaged flashing and keep the roofing intact.

Patchy granules on shingles:

Shingles are covered with small granules, these granules usually consist of mineral fibers and minerals, and in some cases, the metal granules manufacturers will mix metal granules to minimize algae growth.

Patchy granules can also be a problem for new roofing as well. If there is nearby a tree or a hanging branch that scrapes against the roofing the granules can be patchy and the asphalt below can be left vulnerable.

If your roofing is approaching 20 years old then it's beginning to cross the threshold of replacement.

At what age should you replace a roof?

It’s advised that most roofs need to be replaced within 20-30 years. A single roof can last from 10 to 50 years, and how well it's maintained plays a huge factor in its lifespan, however, most average asphalt roofs begin to deteriorate around 20 to 25 years.

If you have questions about what replacing or repairing your roofing might cost you, here are a few terms you can search to discover what that’ll be for you. You can search terms like “flat roof replacement cost average” “repair roof leak”, “cost to replace roof shingles”, “repair roof leakage”, “roof repair leak”, “commercial roof replacement near me” or even “roof replacement near me” to discover what your roof type may cost you for a replacement. A new shingle roof cost may vary from a metal roof replacement cost.

The lifespan of different roofing types

You can predict the lifespan of your roof based on the material it consists of.

Asphalt roofing

Asphalt roofing is among the most common roof types chosen by homeowners. In fact, four out of 5 homes today are using asphalt shingles. This material usually lasts between 12-20 years on average.

Synthetic roofing materials

Synthetic roofing materials aren’t all that common but they’re engineered for better endurance, they’re impact and UV resistant. In most scenarios, a synthetic roof could last between 30-50 years.

Metal roofing

Metal roofing isn’t very popular for residential properties, however, people will opt for this option because it lasts quite a while. The average life span for a metal roof ranges from 40-70 years.

How to extend the life of your roof?

A few ways to extend the life of your roofing are to take exceptional care of and maintenance of your roofing.

How long does roof replacement take?

The length of time it takes to replace roofing varies from house to house and depends on the size and style of the roofing as well as the materials used. For instance, a flat roof replacement will take a shorter time than a pitched roof replacement, especially if the materials used are easier to work with. Moreover, the time it takes for shingle replacement will differ from fascia and soffit replacement.

The average roofing replacement for a roofing of 3,000 square feet or less can be replaced in a day. Depending on how complex and the accessibility of your home it could take up to three wakes.

The length of time also depends on how much damage has to be repaired. If the gutters are damaged then that could affect the length of time as well as a flashing replacement.

Also, some homes feature skylights and homeowners may have to replace the skylight.

What is the best roof to get?

In our opinion, synthetic roofing is the best option to get. They come in a variety of styles and profiles and they’re engineered for a level of endurance that most other types don’t offer. Synthetic roofing is resistant to impact and UV rays (which can help during a hail storm).

They’re also resistant to wind, fire, fading, and cracking. Not to mention that they also resemble the look of the more common option, asphalt shingles.

Can you replace part of the roof?

While it’s usually not advised to partially replace a roof, there are some instances where replacing segments of the roofing system is necessary or acceptable.

If only portions of your roofing are damaged, then it’s possible to replace only the affected portions, but this isn’t always recommended. You should get counsel from an experienced, licensed roofing contractor who can inspect your roofing thoroughly and confirm that there’s no unseen damage.

This may be easier for some flat roof replacement options.

Should I replace my roof if it’s not leaking?

Deciding whether or not it’s the right time to replace your roofing can be a tricky decision especially when you can’t see any damage from where you’re standing. The roofing material you have has an estimate on the lifespan of your roof. If it’s approaching or extends past the expiration then it’s definitely time to replace your roofing, even though it’s not leaking today, you don’t want your roofing to cave in on you tomorrow.

A leak is not the only determinant of a roof replacement. Your roofing can have other damages, for instance, if your shingles are lifting the underbelly could be exposed to water damage. If you don’t have adequate insulation and ventilation this could also lead to damages that you may not see until you’re intentionally inspecting.

How do you tell if you have bad shingles?

If you have missing shingles or if the majority of your shingles are patchy with granules missing then you have bad shingles. Also, if the edges of your shingles are lifting and exposing the underneath then this is also a sign that you have bad shingles.

If this describes your shingles then it might be time for a new shingle roof.

Does insurance cover roof replacement?

Insurance policies vary but most homeowners insurance covers the structure of the home, and this includes the cost of a replacement or repairs if abruptly damaged. ‘Acts of God’ like a fire, heavy winds, severe storms, hail, or any other roof repair emergency covered by your policy will likely be reimbursed. A new shingle roof cost may vary from a metal roof replacement cost.

Give Us a Call for a FREE ESTIMATE!

See other articles


damaged roof
Signs You Should Replace Your Metal Roof
metal roof
Metal Roofing vs Asphalt Shingles: How do they compare?
repairing roof leaks
Signs It’s Time To Replace Your Roof
roofing checklist
Get Your Roof Ready For Each Season
Future Roof Logo

Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

Get Your Roof Ready For Each Season

Get Your Roof Ready For Each Season

Roof maintenance checklist

Your roof plays a major part in keeping your home, family, and belongings safe. And just as you would regularly maintain your car or other areas of your home, it’s important to have your roof inspected and serviced routinely as well. Here are a few tasks to add to your maintenance checklist to ensure only the highest performance for your roof from here on out.

roofing checklist
  1. Clean gutters
  2. Manage algae and moss growth
  3. Trim or remove any nearby trees that can cause damage
  4. Clean off organic debris
  5. Have the vulnerable areas on your roof checked periodically
  6. Examine flashing
  7. Inspect the soil stack
  8. Prevent Ice dams
  9. Assess ventilation
  10. Connect bathroom and dryer vents directly to outside
  11. Avoid downspout clogging or damage
  12. If you discover any issues get a roofing estimate

Get Your Roof Ready for Summer

Fluctuating temperatures and UV rays can be hard on roofing materials s so take these tips to ensure that your roofing is in good standing no matter what the weather decides to throw at it.

Tip 1: Check your roof for damage.

Winter was harsh and you should inspect your roofing before spring and summer showers make their way into your home. Check for signs of mold or moisture and look for missing shingles.

Tip 2: Correct potential issues like curling shingles or granules in the gutters.

Asphalt shingles are engineered to shield your roofing from UV damage. If your shingles are missing, curled, cracked, or balding (meaning the granules that guard against UV begins to wear off). If you notice any problems, be sure to contact a professional as soon as possible.

asphalt-shingles-roofing-construction-waterproofing

Tip 3: Make sure there’s adequate insulation and ventilation.

Insulation and ventilation both work to maintain a healthy temperature in your attic by helping the warm air leave the attic and preventing the heat from entering the home from the roofing. Without proper insulation and ventilation, the hot temperatures in the attic can cause substantial damage.

Tip 4: Remove debris from the roof and gutters.

Leaves, twigs, and dirt can gather in the gutters and valleys on the roofing and block the flow of water off and away from the home. When water collects on or around your home it can make its way inside your home.

Tip 5: Make sure the HVAC is functioning properly.

Correct all issues with your HVAC and uphold yearly maintenance and change filters to prevent humidity and condensation in your attic and home.

Get Ready for Summer Storms

Tip 1: Make sure your home insurance policy is in good standing.

You should do this before a storm is expected; make sure that your insurance policy has a replacement cost value (RVC) which ensures that your insurer will pay the current market value to replace any damage.

Tip 2: Check the trees surrounding your house

If a tree’s top branches are empty and the other branches are leafed out then it’s a good chance that the tree might be sick and poses as a risk of falling during a storm. If a tree is growing on uneven ground or if it has a lot of dead wood, then it can be an issue also. You can have a trained arborist evaluate your tree and you can have it removed if necessary.

It’s also a good idea to cut the back tree branches hanging close to your roof. Tree limbs can scratch and remove the protective granules from your asphalt shingles when blowing in the wind. Heavy winds can also blow off overhanging tree branches, leaves, and other unwanted debris onto your roof. Debris left unkempt will trap moisture, and get cause mold, and water damage.

Tip 3: Check your basement

Ensure that your sump pump and its backup batter are working properly. If water finds its way into your basement, the sump pump can save you from a disaster. Water in your basement can cause mold and the remediation could be expensive.

Get Your Roof Ready for Cooler Weathers

As this gorgeous summer comes to a close, you’ll want to make sure that your roof is prepared for the cooler weather that’s approaching. Handle your roofing maintenance sooner rather than later.

A healthy clean roof is what’ll keep your home warm and dry during the winter months. So be sure to check all vulnerable spots, clean debris, and make all necessary home roofing repairs.

Get your roof ready for fall

The fall is such a lovely season, it’s my favorite, actually. The weather is great, not too cold and not too hot, but just… right! It’s also when all the leaves begin to turn beautiful colors and fall. Let’s cover a few to-do’s for you to get you ready for fall.

Don’t leave your roof vulnerable during this season, too many leaves can cause your gutters and downspouts not to perform properly. Clogged gutters can cause precipitation and rainwater to collect on your roof which can cause damage.

Do check your gutters and inspect for debris and damage. If you discover any issues, be sure to have a roofing company send out a roof contractor to resolve them as soon as possible.

roof in the winter

Preparing Your Roof for Winter

We all know how frigid the temperatures can get during the winter months. Depending on where you live, the winter weather can be enough hassle on its own. The last thing you’d want to worry about is a leak or water damage due to damaged shingles.

If your shingles are left un-repaired water can flow underneath and eventually find its way into your home. Roof flashing is also overlooked at times and it's what diverts water away from certain areas of the roof.

Check the caulking around your vent pipes, counter-flashing, and chimneys.

Preparing your roofing for winter also means making sure that some house roofing parts remain warm on the outside as well. One way of doing so is to add a heat cable. You can place heat cables directly in the gutters and downspouts and even onto the roofing itself.

Improve attic ventilation and insulation. Damaged or missing insulation can lead to ice dams. You can add more residential roof vents and remove any insulation that can be blocking the new vents.

Also, cleaning your downspouts and gutters is highly important to do before winter arrives. If ice collects around gutters and leaves, an ice dam can form and block roof drainage, it can also create a freeze-thaw cycle that removes shingles from the roof deck and allows entry for moisture.

You should repair damaged shingles, damaged flashing, and old caulking, trim surrounding trees, improve attic ventilation, improve insulation, and make sure your gutters and downspouts are clean and clear.

Winter Roof Maintenance Tips

Ultimately you should repair damaged shingles and damaged flashing, renew old caulking, trim surrounding trees, improve attic ventilation and insulation, and make sure your gutters and downspouts are clean and clear.

And of course, if you were to discover an issue like missing shingles or leak you can always search “roof repair”, “local roofing”, “roof repair leak”, or “roof leak repair” in your search engine and have an expert

Is your roof ready for winter?

Get Your Roof Ready For The Snow

One of the first steps to getting your roof ready for the snow is getting the roof cleaned. While cleaning, make sure all debris (leaves, twigs, fallen branches, dirt, etc) is removed. Afterward, hose down your roof so it’ll be easier to inspect its condition.

Check your gutters and make sure there's a clear path for the melted snow to flow. If the water doesn’t have a way to safely move down the spout it can seep through the walls or find some way into your home, also trapped water can cause ice dams to form.

Seal the flashing. Flashing is usually installed around the chimney, vent pipes, and along the valleys of your roof..

Essential Roof Maintenance Tips For The Spring

You can start your spring roof maintenance by walking around your property and inspecting the edge of your roof with the gutters and downspouts. It’ll be easy to spot any abnormalities along the border of the roof.

While inspecting, check for missing rain gutters or sagging material that high wings may have damaged the roof. These sorts of issues have to be resolved to preserve the quality of the roof, especially during rainier seasons.

Keep a list of any problems you come across and the residential roofing company you consult can promptly get a handle on them.

Another tip may be for the professionals, but you have someone on the roof to inspect the nooks and crannies.

The color of the roof materials may fade or change color over time, if there are unusual discolorations then it may require specialized cleaning to remove moss or mold.

Mold or moss continues to grow over time, and this could result in significant damage to the materials or even invade the pottery and raise a huge health concern.

Thankfully, a professional can spray chemicals on a roof's surface and remove any contamination.

See more:


damaged roof
Signs You Should Replace Your Metal Roof
metal roof
Metal Roofing vs Asphalt Shingles: How do they compare?
repairing roof leaks
Signs It’s Time To Replace Your Roof
roofing checklist
Get Your Roof Ready For Each Season

Give Us a Call for a FREE ESTIMATE!

Future Roof Logo

Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

Will A Roof Replacement Raise Your Insurance If You File A Claim

Will A Roof Replacement Raise Your Insurance If You File A Claim

There are quite a few variables that can impact your insurance rate. If your roof is damaged and you file a claim, your rate could increase. If you repair your roof and your home becomes safer as a result, then your rates could decrease.

When you first encounter an issue with your roof you might, instinctively, want to file a claim. However, instead of filing a claim immediately, you should review your policy and be certain of what it entails before proceeding.

Does Homeowners Insurance Cover Roof Damage?

Of course, most homeowners insurance offers coverage for roof damages from select weather conditions; you should review your policy and find out the exact stipulations on what your insurance will and will not cover.

If you haven’t acquired Homeowners insurance and are currently shopping around, be sure to find out what potential coverage will serve you best, as far as roof replacements. Some roofing materials are more expensive than others and some are more fragile, so it’s always best to know what exactly your insurance company is willing to cover.

Understand Your Insurance

Before filing a homeowners insurance claim for roof damage, be sure to set aside some time to review your policy and understand what is covered and what is required of you, especially in regards to roof repairs and roof replacements. Do this before speaking with your insurance company about your coverage.

In some cases, even speaking with your insurance company could result in a report to the Comprehensive Loss Underwriting Exchange. This is what manages a homeowner's “insurance score”.

Your score affects your chance of approval for new coverage amongst insurers. This is why it’s important not to call the insurance company until you’re certain you want to file a claim.

Some policies pertain exclusions to hail and windstorms, so they won’t cover the related cost, although this is uncommon, it’s becoming more prevalent within insurance policies which is why you’ll want to review your exclusions ASAP.

Check for your coverage limits and deductibles. The deductible is what you’ll pay on a covered claim, this will be deducted from the payment provided.

Typical deductibles range between $500 and $1,500, however, today you’ll find that some policies are setting the deductible at a percentage of the home's value. So make certain of how much you’ll have to pay before and after your insurance issues coverage for the claim.

When claiming for roof repairs on insurance know your coverage limits. Coverage limits are the capped amounts your insurance is willing to pay for a loss. For example, if you have $12,000 worth of damage, but your coverage limit is capped at $10,000, you’ll have to pay the remaining balance.

Also, know that you’re limited to the number of insurance claims you can file within a certain time frame before affecting your premiums or worse, having your policy voided. Filing multiple claims within a year or even a few years is alarming to an insurance company.

What Kind Of Damage Is Covered by Insurance?

Typically, damages from natural disasters such as lightning, hurricanes, thunderstorms, and hail are covered by homeowners insurance. Your policy may include coverage for severe winds or damage due to smoke or fallen objects, however, natural movements like earthquakes are usually not covered by insurance policies.

If your roof is damaged by a storm, you’ll need strong evidence to support your claim and prove what caused it. Take plenty of photos of the roof and any debris left by the storm. Insurance companies can be very technical so be sure to capture good pictures of tree limbs, broken vents or gutters, any dents, areas where you’re missing shingles, and even where they landed.

Have all your paperwork together to prove that was in a good condition before the storm.

Does Homeowners Insurance Cover Roof Leaks?

You betcha! Homeowners insurance will cover roof leaks so long as they occur abruptly and accidentally via a covered peril, such as a storm with high winds or hail. Insurance companies can be quite technical, but as long as your damage falls within the criteria they’re looking for, rest assured your roof leak will be covered by insurance.

How To Get Insurance To Pay For Roof Replacement After A Storm?

First things first with roofing insurance claims for storm damage you’ll need a written, itemized estimate for the adjuster to determine whether the replacement is necessary. Homeowners insurance might cover the roof replacement or repairs so long as the damages that occurred match the criteria stipulated by the insurance company.

If you have roof damage that resulted from wind or hail, this is referred to as an ‘Act of God’ and shouldn’t affect your insurance rate. Damages accrued from an earthquake or flood usually aren’t covered, and other instances that could’ve been avoided under your control -like damage from a low-hanging tree branch that could’ve been trimmed- may affect your rates.

Understanding homeowner’s insurance policies can be confusing and even frustrating at times. An important thing to remember is that these policies are configured to uphold the structure of your home from damages incurred from perils like wind, hail, or a fire.

If your roof is damaged due to a storm, usually the insurance policy will cover the cost of roof repairs or even a replacement. If your roof wasn’t overaged, and if you can prove that there was no damage prior to the storm. Sometimes the strong winds from a storm will rip off your shingles, vents, or chimneys. A tree could fall on your house or your home could catch fire due to lightning; there are many instances in which a roof replacement or repairs would be necessary.

On an insurance claim for roof replacement, your insurance company will send out their roofing inspector to conduct an insurance inspection to determine whether the damages incurred are presumed to be caused by a storm or other severe weather peril. Most insurances will not cover normal wear and tear from the natural aging of your roof.

Storm damage claims are heavily scrutinized by insurance companies. Once you file a storm damage insurance claim you will kick start a list of proceedings that are necessary for you to receive adequate funding, if at all, for roof repairs and replacements.

They’ll want to make certain that the damages are due to storms or other perils that meet their coverage criteria. They’ll need absolute proof that the damage is due to the storm and no other reason.

Hail Damage Insurance Claim

If you’re looking to file an insurance claim for roof hail damage check to make sure that your policy doesn’t have an exclusion to hail-related perils. Most homeowner insurance policies cover damages due to hail, but some don’t.

Some areas in colder climates might have more restrictions on hail damage roof insurance claims because hail is expected and more likely to occur in those areas.

Wind Damage Insurance Claim

Yes, homeowners insurance usually covers most types of severe wind damage. Filing an insurance claim for roof damage by wind might be a little more tedious, as it can be more of a challenge to prove that the damage was caused by wind.

Usually, the dwelling coverage will pay for the repairs or replacement to the roof, windows, or siding due to wind damage. Check your policy and find out exactly what your coverage entails.

Will A Roof Replacement Raise Your Insurance If You File A Claim?

A new roof replacement could either raise or lower your insurance rates. If it makes your home safer your rates may decrease as a result and if you need a file a claim and need a new rate, your rates could increase in some cases.

Why Your Roof Damage Might Not Be Covered By Insurance

Many factors come into play when it comes to insurance coverage. To put it simply, insurance companies don’t want to pay full price for roof repairs or replacements, especially if the roof was old and nearing the end of its depreciable life span.

A roof replacement can be quite expensive; a new roof could anywhere from $7,000 to $30,000 depending on the shape, material, and size of your roof.

One reason your insurance may not cover the roof damage is the age of your roof. The lifespan of most shingle roofs is 20 years, if your roof is deemed too old then it’s unlikely that your insurance replace it.

Another reason your roof damage might not be covered is if the damage is deemed your fault. Homeowners insurance usually steps in when the damage is due to extreme circumstances beyond your control. However, if the insurance company can reasonably place blame on you, then they won’t be of much assistance.

For example, if one of your shingles blew off and exposed the underpayment to rain, and you never repaired it, any damage, thereafter, could be deemed as “your fault”. If you try to make reparations yourself and end up making things worse, this can get your coverage denied as well.

Insurance companies are in business to make money so they generally don’t want to cover roofing that’s easily damaged or highly expensive. For example, wood shake roofs are high risk because they're more costly, burn easily, and have a similar or shorter lifespan than shingle roofs.

Moreover, if the peril that caused the damage isn’t covered by your policy, then don’t expect to receive coverage. This is why I urge you to look over your policy and make note of all the perils covered and know your coverage exclusions.

When To File An Insurance Claim For Roof Damage?

If your home has been affected by an abrupt and disastrous event, some examples are, a tree falling, a fire, a storm, or severe weather conditions, you might be eligible for coverage.

Once you’ve reviewed your insurance policy and gained some awareness of the eligibility requirements, and the coverage offered to you. File the claim as soon as you can and expect the insurance adjuster to have your roof inspected.

Filing an Insurance Claim for Roofing Damages

Homeowners insurance will often cover roofs damaged by severe weather. When filing an insurance claim for roof damage, be sure to take as many photos as you can, document the damage, and keep the receipts from hotels and temporary fixes.

After reviewing your policy, you’ll want to file the claim as soon as you can, after which, the insurance adjuster will have the damage inspected.

After approval, you’ll receive a reimbursement check within 30 to 60 days. On the other hand, if your claim gets denied, you can appeal. Typically your first claim won’t affect your premiums.

Need help from a roofing insurance specialist?

Filing an insurance claim is a frustrating process but Future Roof and Restoration can help you with the process! We are a roofing insurance specialist, the best in Roswell/ Atlanta area! We also offer public adjuster services. Please call (770) 674-1553 with any questions you might have.

See some other posts


damaged roof
Signs You Should Replace Your Metal Roof
metal roof
Metal Roofing vs Asphalt Shingles: How do they compare?
repairing roof leaks
Signs It’s Time To Replace Your Roof
roofing checklist
Get Your Roof Ready For Each Season

Give Us a Call for a FREE ESTIMATE!

Future Roof Logo

Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

Did You Pick The Correct Roofing Company?

Did You Pick The Correct Roofing Company?

Picking the right Atlanta Roofing Company

There’s much more to roofing than just a pretty material. A well-kept roof is essential to maintaining a comfortable and structurally sound home, and its maintenance and care often require professional guidance.

With that, Future Roof and Restoration, a local roofing contractor can assist with any issues that you discover with your roof, for instance, shingle damage, leaks, full roof replacements, and whether it’s local roofers or roofing contractors they will see you to it that you acquire superior roofing.

When homeowners begin pondering roofing solutions they may question ‘where can I find credible roofers near me?” Thankfully today, they’ve never been easier to find. You can simply search “roofing companies near me”, “roofers in my area” or even “roofing company near me” and it’s that simple; you’ll see a list of viable options for you to sort, sift and select from.

Finding a Reputable Roofer

Generally, you can expect to replace your roof about every 20 -30 years. If you believe that your roof is approaching that age then it’s at the end of its functional life span. It’s now time to consult roofers regarding a roof replacement. Below you’ll find a few tips to assist you with selecting the best roofer for fulfilling your needs.

Tip 1: Only consider those who are licensed with insurance. One of the most important things to consider when choosing a roofer is their insurance and licenses. You should always inquire about this to protect not only yourself but the roofer as well.

Tip 2: Don’t just pick the first one you meet. You should get bids from at least 3 roofing contractors, weigh your options and then make a final decision.

Tip 3: Choose someone who’s highly credible. You don’t want to gamble on chance, especially when your money and the structure of your home are involved.

Tip 4: Don’t be afraid to contact your roofer’s references and get word firsthand of their level of quality service. This will ensure reliable roofing; you want to know for certain that they can deliver on their promises.

Tip 5: Don’t just settle for the cheapest bid. Sometimes the more affordable option can mean low-quality materials, no warranties, bad experience, and poor service.

Tip 6: Pick a roofing company that has a broad range of services. You never know what sort of issues you might run into during reparations and having a contractor that can ‘roll with the punches’ is highly essential. Imagine how you would feel if you had to pause the work that was ongoing to find someone that can fix a problem that you weren’t expecting, all because you chose someone who was short ranged in their list of services.

Best Roofing

The best roofing will have a good handle on the following:

– Clean gutters

The gutter system is engineered to collect the water flow from your shingles and guide it away from the foundation.

– No moss, mold, or algae

Mold can lead to all sorts of issues if not addressed as soon as possible. Moss absorbs water and the large piles of it on your roof and causes your shingles ate raise and the underside will be exposed to water. Algae leave ugly streaks on the surface of your roof.

– Clear of risky trees or branches:

If any branches or worse, a tree falls on your house, it can be extremely damaging. On the minor side, your shingles could be torn and this could lead to water seeping into your home and causing even more damage and that would be if the whole roof doesn’t need repair. If you suspect that your roof might be affected reach out to us and ask about our shingle repair service.

– No debris:

Debris can clog the flow on your valleys and can cause water flow to build and if the water doesn’t have a path to flow it can find a way inside your ceiling. When it comes to ceiling leak repair you can count on Future Roof and Restoration, your emergency roofer to take care of the problem.

– Secure flashing:

Flashing is what maintains a watertight seal and should be prepared if dented, rusted, or rotting away. A flashing leak will cause many troubles if not detected in time

– Proper ventilation and insulation:

Keeping the air cool and dry in your attic helps ward off mold and mildew and keeps ice dams out of your ceiling.

Give Us a Call for a FREE ESTIMATE!

Residential Roofing Contractors

Local roofing companies specializing in family and residential homes like Future roof and Restoration. If you're looking to hire someone to help with your personal home and to ensure reliable roofing at your place of rest, then these contractors would be the ones to call.

Commercial Roofing Contractors

If you’re looking to hire someone to inspect your business’ roofing then a commercial roofer would be the one to call.

Commercial roofing oftentimes requires quite a bite more maintenance and upkeep than residential roofing and most residential roofers will not take on the task.

Commercial roofers have to understand a larger range of material options and the adequate way of repairing and patching them all.

See other articles


damaged roof
Signs You Should Replace Your Metal Roof
metal roof
Metal Roofing vs Asphalt Shingles: How do they compare?
repairing roof leaks
Signs It’s Time To Replace Your Roof
roofing checklist
Get Your Roof Ready For Each Season

Give Us a Call for a FREE ESTIMATE!

Future Roof Logo

Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

Storm Season Is Fast Approaching In Georgia – What To Do When The Roof Leaks

Storm Season Is Fast Approaching In Georgia – What To Do When The Roof Leaks

Anyone who lives in the Atlanta area knows that Spring can bring about severe storms and even tornadoes.

Considering how warm the winter season has been thus far, storms may be on the horizon at any time. Severe thunderstorms and straight line winds often result in roof damage caused by high winds, fallen tree limbs, hail, or even heavy amounts of rain if your roof is aging or hasn’t been properly maintained. When you notice water leaking into the interior of your home, it’s time to take action. Our Atlanta roofing professionals have a few tips to help you keep the damage to a minimum until help arrives.

Locate the point of entry.

It’s natural to think that the leak is located at the point where water is coming into your home, but this isn’t usually the case. Water migrates to the seam in homes that have plywood beneath the shingles, so the actual leak may be in a different area of the roof.

Reduce the damage and number of leaks by finding the spot that seems to be the wettest. Leaks often occur around light fixtures, air conditioning registers, or other “weak” spots after pooling up in attic spaces. In many cases homeowners will notice water leaking in more than one location in its efforts to escape. In order to keep damage to a minimum, try to locate the spot where the ceiling appears to be wettest. By poking a hole in the most apparent leak and placing a bucket directly underneath to catch the water, you can prevent damage to floors, furnishings, and other items while reducing the number of leaks.

Make a quick repair until professionals arrive.

After you have determined where exactly the leak is located, you can make a temporary repair to prevent further damage until roofers arrive. If it’s possible to get on the roof, place a tarp over the leak, making sure the tarp extends over the ridge line or peak of the roof by about four inches so water can’t seep underneath, before securing with roofing nails. Also use roofing tape or cement to patch the leak either from the inside or outside.

Once you notice roof leaks, take action immediately to make a quick do-it-yourself repair. You’ll also want to contact a reputable Atlanta roofing company as quickly as possible who specializes in storm and water restoration. At Future Roof & Restoration you can count on the job being done right the first time! When you have one or more leaks due to severe weather or age, we bring more than 20 years of combined experience to the table. Why settle for less than the best?

See more:


damaged roof
Signs You Should Replace Your Metal Roof
metal roof
Metal Roofing vs Asphalt Shingles: How do they compare?
repairing roof leaks
Signs It’s Time To Replace Your Roof
roofing checklist
Get Your Roof Ready For Each Season

Give Us a Call for a FREE ESTIMATE!

Future Roof Logo

Monday – Friday: 9am-5pm

Saturday – 10 am- 4 pm (by appointment only)

Sunday: Close

FUTURE ROOF & RESTORATION

3080 Northfield Place Suite 109, Roswell, GA 30076

Roswell: (770) 674-1553

Alpharetta: (678) 855-8990

Milton: (678) 325-4701

EMERGENCIES:

(404) 509 – 4192

alex@futurerestoration.com


Proudly Serving

Roswell AlpharettaMilton – Atlanta – Cumming – Sandy Springs – Dunwoody – Crabapple – Boulder Creek – Brookhaven – Duluth – Buford

Berkeley Lake – Peachtree Corners – Johns Creek – Norcross – Sugar Hill

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